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Home > My finance - I am lost!

My finance - I am lost!

July 31st, 2009 at 07:49 pm

Sorry! This is a long post since its been way too long since I last posted and so much have happened in such a short time. Finance was the last thing on my mind in the past few months and now I am finally settled and breathing again, I realize I am lost and really not sure where I stand!

Not sure where to begin but basically I am cleaning and sorting up my finance along with dealing with some major lifestyle changes.

Some of you may or may not remember, our house in the mountains was falling apart and had very serious damage that were beyond what we could afford to repair or fix ourselves.

To make a long story short, we moved into a 4 year old townhouse in the city that needs absolutely no repairs! It’s a very beautiful home and I often have to pinch myself that I actually live here.

Unfortunately, we do have a balance from an equity loan from our old house that we have to pay off. About 12K so that is a debt we now are trying to pay off.

In the same month of moving, I had a miscarriage. I tried to keep my mind off of that by shopping and searching for furniture and home accents to fill my new place with. While I have not spent much money, I do have a bad case of wanting so many things that I cannot afford and feel very discouraged. Even the stuff to diy cost too much in supplies. Also, going from a house with 1 acres of land into a townhouse with no yard, I am finding it weird not knowing what to do with my spare time now that I can not garden and hang out in the yard.

I need to focus on what is important again, pay off my debt and better tracking of outgoing and incoming expenses (much harder now that hubby pay varies each week), and add another bucket in my savings for home stuff.

I feel overwhelmed right now! I hope by blogging here more often, I can visualize my plans and goals better, be motivated to actively achieve them.

Thanks for letting me get this out of my system!

4 Responses to “My finance - I am lost!”

  1. whitestripe Says:
    1249090834

    I am glad you found a new place that you are happy with. I am sure you will have the debt paid off in no time, you are in a very good position compared with others! Blogging helps me maintain my focus. Maybe you could find something that motivates you to pay off the debt faster, and restrain from spending until it is paid off.

    I know that you probably don't want to think about it, let alone talk about it, but it is healthy to grieve for the loss of a baby, try not to ignore it or push the thoughts away, or replace them with newly purchased items. Sorry if I am being too nosy or pushy. I have had many friends I have seen go through this, I wish you all the love and support you need.

  2. Broken Arrow Says:
    1249104322

    Please take care. I'm sure things will work out in the end. Smile

  3. monkeymama Says:
    1249228656

    I am sorry you have been going through so much.

    I did want to say I am glad you posted though. Here's to thing looking up a bit for you.

  4. Phenomenal woman Says:
    1249253841

    Thank you all for your comments. They sure made me feel better.

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