Sorry! This is a long post since its been way too long since I last posted and so much have happened in such a short time. Finance was the last thing on my mind in the past few months and now I am finally settled and breathing again, I realize I am lost and really not sure where I stand!

Not sure where to begin but basically I am cleaning and sorting up my finance along with dealing with some major lifestyle changes.

Some of you may or may not remember, our house in the mountains was falling apart and had very serious damage that were beyond what we could afford to repair or fix ourselves.

To make a long story short, we moved into a 4 year old townhouse in the city that needs absolutely no repairs! It’s a very beautiful home and I often have to pinch myself that I actually live here.

Unfortunately, we do have a balance from an equity loan from our old house that we have to pay off. About 12K so that is a debt we now are trying to pay off.

In the same month of moving, I had a miscarriage. I tried to keep my mind off of that by shopping and searching for furniture and home accents to fill my new place with. While I have not spent much money, I do have a bad case of wanting so many things that I cannot afford and feel very discouraged. Even the stuff to diy cost too much in supplies. Also, going from a house with 1 acres of land into a townhouse with no yard, I am finding it weird not knowing what to do with my spare time now that I can not garden and hang out in the yard.

I need to focus on what is important again, pay off my debt and better tracking of outgoing and incoming expenses (much harder now that hubby pay varies each week), and add another bucket in my savings for home stuff.

I feel overwhelmed right now! I hope by blogging here more often, I can visualize my plans and goals better, be motivated to actively achieve them.

Thanks for letting me get this out of my system!